Refinance from 30 to 15 year VS pay down mortgage


Doing the right thing for potential clients is not always the most profitable thing, but we feel great about it.

“I asked John to look into a refinance of my 30 year down to a 15 year. I heard rates were lower and there might be some advantages. He looked over the information and told me if I kept paying the additional I was the last 3 years that there was no significant savings. He gave me an honest assessment and told me the 30 year and paying more gave me flexibility in case anything were to happen with my income. I know he may have talked himself out of some new business but he now always will have my respect for the advice he did give me.”
~ A. Wlochowski of Manchester, CT